For a street vendor, a loan only works if there is a secure place to run a business. Across several cities, vendors continue to face eviction drives, changing regulations and uncertainty over where they can legally operate. While the Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act, 2014 was designed to protect their livelihoods, implementation on the ground remains uneven. For many vendors, the biggest worry isn't repaying a ₹15,000 loan. It is waking up one morning to find their cart removed or their vending space gone. PM SVANidhi can provide the capital. But for millions of street vendors, what they need just as much is the right and security to earn a living.