What makes this worrying is that while overall crime has declined, cybercrime continues to surge. India’s digital growth is accelerating this challenge. Internet access, smartphones, and broadband connectivity have reached most households, creating opportunity but also giving cybercriminals a larger playground. The system is trying to catch up, but gaps remain in reporting, investigation, and enforcement. Now, Artificial Intelligence is making the threat even more complex. The same technology designed to improve security is also helping cybercriminals build smarter scams, bypass safeguards, and scale attacks faster. Cybercrime is no longer just a banking or policing problem. It is becoming a national security, economic, and public trust challenge and policy cannot move more slowly than the criminals.